Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — San Francisco Metro

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates in the San Francisco metro area exhibit a clear urban-suburban divide, with the lowest concentrations (below 40–50%) clustered along the dense urban corridor stretching from San Francisco through Daly City and into central Oakland and downtown San Jose. Suburban and exurban zip codes to the east—particularly around Antioch, eastern Concord, and the outer reaches of Fremont and San Jose—display markedly higher owner-occupancy rates, frequently exceeding 80–90%. The Peninsula communities between Daly City and San Jose show a patchwork pattern, with pockets of high renter concentration near transit corridors interspersed with predominantly owner-occupied residential neighborhoods.

Data: U.S. Census Bureau, 2023 ACS

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