NOTE: Gray indicates insufficient data or a suppressed estimate.
Owner-occupancy rates in the San Diego metro exhibit a clear inland-versus-coastal gradient, with the highest concentrations (above 80%) clustered in the northeastern suburbs near Poway and the large eastern zip codes, while Encinitas stands out as a notable coastal exception with similarly elevated homeownership. The urban core around downtown San Diego, National City, and several coastal zip codes south of La Jolla register the lowest owner-occupancy rates, generally below 45%, reflecting dense rental-heavy housing stock. A belt of moderate ownership (55–70%) runs through the mid-county areas connecting El Cajon, Santee, and La Mesa, serving as a transitional zone between the high-ownership exurbs and the renter-dominated urban center.
Data: U.S. Census Bureau, 2023 ACS
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- Married Couple (% of all Households) by Zip Code (ZCTA5) — San Diego Metro
- Housing Median Monthly Rent ($), by Zip Code (ZCTA5) — San Diego Metro
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