Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — New York

NOTE: Gray indicates insufficient data or a suppressed estimate.

New York City and its immediate surroundings exhibit the lowest owner-occupancy rates in the state, with many zip codes falling below 40%, reflecting the dominance of rental housing in dense urban markets. Upstate and rural regions across the Southern Tier, Finger Lakes, and North Country consistently display owner-occupancy rates above 80%, characteristic of lower-density, single-family housing markets. Notable pockets of lower ownership also cluster around mid-sized cities such as Syracuse, Rochester, Buffalo, and Albany, creating a visible contrast against their surrounding suburban and rural zip codes.

Data: U.S. Census Bureau, 2023 ACS

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