Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — New Jersey

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates in New Jersey exhibit a clear suburban-urban divide, with the highest concentrations (85–90%+) clustered in the northwestern rural and exurban zip codes as well as parts of central Monmouth and Ocean counties, while the lowest rates (below 40–50%) concentrate along the urban corridor spanning Newark, Jersey City, Paterson, and other Hudson and Essex County communities. The southern Shore communities, particularly around Atlantic City and Cape May, also display notably depressed owner-occupancy rates, likely reflecting the prevalence of seasonal rental and vacation housing stock. A patchwork pattern is evident in central New Jersey, where high-ownership suburban zip codes sit immediately adjacent to lower-ownership areas anchored by smaller cities like Trenton and New Brunswick.

Data: U.S. Census Bureau, 2023 ACS

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