NOTE: Gray indicates insufficient data or a suppressed estimate.
Owner-occupancy rates across Tennessee exhibit a clear urban-rural divide, with the lowest concentrations (below 50%) clustered in major metro cores—particularly Memphis in the southwest corner, Nashville in the north-central region, Knoxville in the east, and Chattanooga in the southeast—where renter-heavy zip codes appear in deep purple and teal. Rural and exurban zip codes throughout Middle and West Tennessee consistently reach 80–90% owner-occupancy, forming broad yellow bands that dominate the state's midsection and southern border areas. The eastern mountain region shows more variability, with pockets of lower ownership likely corresponding to college towns and tourist-driven communities interspersed among high-ownership rural zones.
Data: U.S. Census Bureau, 2023 ACS
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