Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — North Dakota

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates across North Dakota display a strong urban-rural divide, with zip codes in the western part of the state—particularly around the Williston oil patch region—showing notably lower owner-occupancy rates (dark purple/teal, below 50%), likely reflecting the influx of transient energy workers relying on rental housing. Rural agricultural zip codes in the central and eastern portions of the state consistently exhibit the highest owner-occupancy rates, frequently exceeding 85%, while mid-sized population centers such as Fargo (southeast corner), Grand Forks (east-central border), and Bismarck (south-central) show moderate rates in the 55–70% range typical of college towns and regional hubs with larger renter populations. The scattered gray areas indicating missing data appear concentrated in sparsely populated western regions and tribal lands, where small sample sizes may limit reliable estimation.

Data: U.S. Census Bureau, 2023 ACS

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