Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — Montana

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates across Montana zip codes display considerable variation, with many rural eastern plains and northern tier areas exhibiting rates above 80–90% (yellow), while urban centers and college towns such as Missoula, Bozeman, and Billings show notably lower rates in the 40–60% range (dark teal to purple), reflecting higher concentrations of rental housing. The western mountainous region presents a particularly heterogeneous pattern, with resort and recreation-adjacent zip codes interspersed among high-ownership rural areas, creating a patchwork of contrasting values. Several reservation-affiliated zip codes in the north-central and southeastern portions of the state also stand out with distinctly lower owner-occupancy rates compared to surrounding areas.

Data: U.S. Census Bureau, 2023 ACS

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