Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — Chicago Metro

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates exceed 80–90% across the outer suburban ring—particularly in the western and southwestern exurbs near Naperville, Bolingbrook, and Joliet—while dropping sharply below 50% in downtown Chicago near The Loop, along the South Side through Englewood, and in portions of Gary, Indiana. A clear urban-suburban gradient radiates outward from the city core, with the lowest ownership concentrations clustered along the lakefront corridor and in historically disinvested South and West Side neighborhoods. Scattered pockets of lower owner-occupancy also appear in inner-ring suburban nodes like Evanston, Cicero, and Elgin, likely reflecting higher concentrations of multifamily rental housing in those older, denser municipalities.

Data: U.S. Census Bureau, 2023 ACS

Explore