NOTE: Gray indicates insufficient data or a suppressed estimate.
Owner-occupancy rates across Kentucky zip codes range broadly from under 40% to above 90%, with the highest concentrations of homeownership (yellow, 80–90%+) clustered in rural areas of western Kentucky, parts of the north-central region, and scattered pockets in the eastern portion of the state. Urban centers—most notably the Louisville metro area in the northwest, Lexington in the central region, and smaller college or regional hub cities—stand out as distinctly darker (teal to deep purple), reflecting owner-occupancy rates below 55%, consistent with higher renter populations. The southeastern Appalachian corridor displays notable heterogeneity, with adjacent zip codes often varying sharply between high and low homeownership, likely reflecting the influence of small towns, coal-economy dynamics, and pockets of subsidized or rental housing amid otherwise rural owner-occupied communities.
Data: U.S. Census Bureau, 2023 ACS
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