Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — Charlotte Metro

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates in the Charlotte metro follow a clear core-periphery pattern, with the lowest concentrations (below 50%) clustered in central Charlotte zip codes and parts of Gastonia, while suburban and exurban areas to the north, east, and south consistently exceed 75–90%. The northeastern corridor through Huntersville, Kannapolis, and Concord maintains solidly high ownership rates in the 70–85% range, contrasting sharply with a band of renter-heavy zip codes running through Charlotte's urban core. Notable pockets of high ownership (approaching 90%) appear in the outermost rural zip codes to the northwest and southeast, as well as in select yellow-shaded areas east of Charlotte, suggesting newer suburban residential development.

Data: U.S. Census Bureau, 2023 ACS

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