Housing Owner-Occupied % of Units, by Zip Code (ZCTA5) — Baltimore Metro

NOTE: Gray indicates insufficient data or a suppressed estimate.

Owner-occupancy rates in the Baltimore metro area exhibit a clear core-periphery gradient, with the lowest concentrations (below 50%) clustered in downtown Baltimore and several adjacent zip codes, while outer suburban and exurban areas—particularly to the north and northeast toward Towson and beyond—consistently exceed 80-90%. The western suburbs around Ellicott City and Columbia display moderate-to-high ownership rates in the 60-80% range, though pockets of lower ownership appear in select zip codes likely corresponding to apartment-dense corridors. A notable contrast exists on the eastern periphery, where ownership rates swing sharply between adjacent zip codes, suggesting uneven housing stock composition even within the outer ring of the metro.

Data: U.S. Census Bureau, 2023 ACS

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