SPECULATOR, NY  12164

Total Population: 520

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Median Home Value

$185,200

Owner-occupied units

Median Household Income

$58,594

Across all households

Median Age

64.1 yrs

Across all residents

Bachelor's Degree+

31.1%

Adults 25 and older

Nearby ZIP Codes

Demographics

14 fields

Racial & Ethnic Composition

White (Non-Hispanic)96.7%
Hispanic or Latino1.7%
Asian (Non-Hispanic)1.5%

Under 18 Years

5.6%

65 Years and Over

44.2%

Male

48.5%

Female

51.5%

U.S. Citizens (18+)

100.0%

No Health Insurance

2.3%

Education

3 fields

High School Graduate or Higher (25+)

94.1%

Bachelor's Degree or Higher (25+)

31.1%

Enrolled in College (18+)

5.8%

Economics

6 fields

Median Household Income

$58,594

Mean Household Income

$78,921

Per Capita Income

$39,623

Unemployment Rate (16+)

3.0%

In Labor Force (19–64)

68.8%

SNAP / Food Stamps

3.1%

Housing & Households

13 fields

Median Home Value

$185,200

Median Rent

$1,045/mo

Total Housing Units

787

Owner-Occupied

75.6%

Renter-Occupied

24.4%

Vacancy Rate

71.4%

Married Couple Households

52.0%

Cohabiting Couple Households

4.9%

Male Householder, No Partner

19.1%

Female Householder, No Partner

24.0%

Average Household Size

1.96

Broadband Internet Access

87.1%

Housing Built Since 2010

3.6%

Source: U.S. Census Bureau, American Community Survey 2023 5-Year Estimates. ZCTA5 12164.